Here's another "scattered" template that can hold up to 6 photos. It also has a couple "torn" edges. Each "torn" paper is two layers. The bottom layer is where you put your paper. The top layer is the actual tear. Once you've placed your paper, you can merge the two layers together and add a drop shadow. Thanks to Atomic Cupcake for her Paper Tear action on this one!
You can download this template HERE.
PS: If you're wondering, I'm the one on the bottom left in the brown sweater holding my daughter. My hubby is the second one from the left in the larger photo.